Send & receive

Sending money with Pesarc feels like a normal transfer. Behind the scenes it settles peer-to-peer and pays out on the other side in local currency, but you never have to think about that.

Send money

1. Tap Send.
2. Choose who you’re paying (a contact, a phone number, or a bank/mobile-money destination).
3. Enter an amount in your own currency. Pesarc shows exactly what the recipient receives and the single, clear fee before you confirm.
4. Confirm. The money arrives in seconds.

Receive money

Share your Pesarc handle or a payment link. Incoming money lands in your balance in your currency, ready to hold, spend, or cash out to your bank or mobile money.

Where it goes

• To another Pesarc user, instant, in-app.
• To a bank account, paid out over the local bank rail.
• To mobile money, paid out to the recipient’s mobile-money wallet.

Scan or upload a QR to pay

Tap Pay to settle a request instantly:

• Scan a Pesarc payment QR with your camera, or
• Upload a QR image someone sent you over WhatsApp or another app, Pesarc reads it from the picture.

Either way you see who you’re paying and the exact fee first, and nothing is sent until you confirm.

Swap your currencies

Hold more than one currency? Tap Swap to turn one into another (say Naira into Cedis) at the live rate, in a couple of taps. Pesarc prices the swap from the same realized-rate oracle that powers transfers and shows the rate and fee up front.

Under the hood (optional reading)

A transfer becomes a stablecoin intent. Pesarc’s solver nets intents against each other (ring and pair netting) so most value never has to touch an external rail, then settles the remainder on-chain and triggers the local payout. Gas is sponsored by a paymaster, so the sender and recipient never hold or spend a network token. None of this is required knowledge to use the app, it’s why the transfer is fast and cheap.