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Pesarc is one app for your money. You don’t need to know anything about blockchains, tokens or gas, the app does the hard part in the middle so you can think in the money you already use.

Send & receive

Send money across borders in seconds, in your own currency.

Pay & swap

Scan or upload a QR to pay, and swap one currency into another at the live rate.

Hold & earn

Keep a balance that holds its value, and put idle money to work.

Invest

Buy shares in companies you know, and take a view on big events.

Just ask

Say what you need, in the app or on WhatsApp, and it’s done.

Bills & airtime

Pay electricity, data and airtime without leaving the app.

Cash in & out

Move between Pesarc and your bank or mobile money.

First things to know

  • Your money is yours. Pesarc is non-custodial, only you can move it. There is nothing to hand over and no one holding it for you.
  • No fees to worry about. Gas is sponsored; you never buy a token to pay a fee. What you see is what it costs.
  • It works with what you have. Your existing bank account and mobile money are the on- and off-ramps. Nothing new to open.

Getting started

  1. Open the app and create your profile.
  2. Add money from your bank or mobile money, see Cash in & out.
  3. Send, hold, earn, invest, or just ask the agent to do it for you.
Prefer to talk? Everything the app does, the agent can do in plain language. Start on the Just ask page.