# Pesarc

> Send, hold, earn and settle money across borders in your own currency. Guides, integrations and the Pesarc API.

- [Welcome to Pesarc](https://docs.pesarc.xyz/introduction.md): One app and one API to send, hold, earn and settle money across borders, in your own currency.
- [Quickstart](https://docs.pesarc.xyz/quickstart.md): Create an API key and take your first hosted payment in about ten minutes.
- [Using the app](https://docs.pesarc.xyz/app/overview.md): A plain-language tour of everything Pesarc does — no crypto knowledge needed.
- [Send & receive](https://docs.pesarc.xyz/app/send-and-receive.md): Move money across borders in seconds, in the currency each person actually holds.
- [Hold & earn](https://docs.pesarc.xyz/app/hold-and-earn.md): Keep a balance that holds its value, and put money that's just sitting there to work.
- [Invest](https://docs.pesarc.xyz/app/invest.md): Buy shares in companies you know, and — if you like — take a view on the day's big events.
- [Just ask (the agent)](https://docs.pesarc.xyz/app/agent.md): Say what you need in plain language — in the app or on WhatsApp — and Pesarc does it.
- [Bills & airtime](https://docs.pesarc.xyz/app/bills-and-airtime.md): Pay electricity, data and airtime straight from your Pesarc balance.
- [Cash in & out](https://docs.pesarc.xyz/app/cash-in-out.md): Move money between Pesarc and the bank account or mobile money you already have.
- [Integrations overview](https://docs.pesarc.xyz/integrations/overview.md): Ways to build Pesarc into your product — SaaS billing, e-commerce, AI agents and the raw API.
- [SaaS billing](https://docs.pesarc.xyz/integrations/saas.md): Charge for plans and usage in local currency, settled in stablecoins, and pay out to your users.
- [E-commerce](https://docs.pesarc.xyz/integrations/ecommerce.md): Add a Pay-with-Pesarc button to your store and settle orders in stablecoins.
- [Agents & AI](https://docs.pesarc.xyz/integrations/agents.md): Let an AI assistant or automated workflow move money through Pesarc in plain language.
- [Webhooks](https://docs.pesarc.xyz/integrations/webhooks.md): Get a server-to-server notification the moment a payment settles.
- [Providing liquidity](https://docs.pesarc.xyz/liquidity/overview.md): Earn fees by supplying liquidity to the pools that back Pesarc's local-currency corridors.
- [Uniswap pools](https://docs.pesarc.xyz/liquidity/uniswap-pools.md): Add liquidity to the USDC ↔ local-currency pools that back Pesarc corridors, via the Uniswap UI or programmatically.
- [Other pools](https://docs.pesarc.xyz/liquidity/other-pools.md): Provide liquidity on the other venues Pesarc routes through, beyond Uniswap.
- [API reference](https://docs.pesarc.xyz/api-reference/introduction.md): A small REST API for hosted payments, checkout status, key management and the agent.
- [Authentication](https://docs.pesarc.xyz/api-reference/authentication.md): How to authenticate requests to the Pesarc API.
- [Errors & rate limits](https://docs.pesarc.xyz/api-reference/errors.md): Error shapes, status codes and rate-limit behaviour.
- [Ping](https://docs.pesarc.xyz/api-reference/ping.md): Confirm an API key works and see which account it is scoped to.
- [Create a payment](https://docs.pesarc.xyz/api-reference/create-payment.md): Create a hosted checkout session and get a checkout_url to send the customer to.
- [Get checkout status](https://docs.pesarc.xyz/api-reference/get-checkout.md): Read a payment's public, display-only status.
- [Agent turn](https://docs.pesarc.xyz/api-reference/agent-settle.md): Send the Pesarc agent a plain-language message; it understands and acts in one turn.
- [API keys](https://docs.pesarc.xyz/api-reference/keys.md): List your API keys, or create a new one. The secret is shown once.