const res = await fetch("https://pesarc.xyz/api/agent/settle", { method: "POST", headers: { Authorization: `Bearer ${process.env.PESARC_SECRET_KEY}`, "Content-Type": "application/json", }, body: JSON.stringify({ message: "Send ₦50,000 to Ama in Accra" }),});const result = await res.json();
{ "reply": "Sent ₦50,000 to Ama. She receives ₵470, settling now.", "action": "transfer"}
{ "ok": false, "reply": "Say what you'd like to send." }
Runs one turn of the Pesarc agent. Give it a plain-language request and it
understands and acts, create a market, pay a bill, or submit and settle a
cross-border transfer peer-to-peer in local currency, then replies with what it
did. This is the same brain behind the in-app chat and the WhatsApp bridge.
Request
string
required
Bearer sk_live_…
string
required
The user’s request, 1–500 characters. Pass it verbatim, e.g.
"Send ₦50,000 to Ama in Accra".
Response
The body carries the agent’s reply and any action details for the turn. The
HTTP status reflects the turn outcome; on a bad request the agent still returns a
human-readable reply.
const res = await fetch("https://pesarc.xyz/api/agent/settle", { method: "POST", headers: { Authorization: `Bearer ${process.env.PESARC_SECRET_KEY}`, "Content-Type": "application/json", }, body: JSON.stringify({ message: "Send ₦50,000 to Ama in Accra" }),});const result = await res.json();
{ "reply": "Sent ₦50,000 to Ama. She receives ₵470, settling now.", "action": "transfer"}
{ "ok": false, "reply": "Say what you'd like to send." }
This endpoint moves money. In your own product, show the agent’s described action
to the user and get explicit confirmation before treating it as authorised, and
keep the call server-side so your key is never exposed. The endpoint is
rate-limited, retry with backoff.
The exact response fields depend on the action the agent takes (transfer, bill,
market, or an informational answer). Always render reply to the user, and
branch on the action fields you care about.
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She receives ₵470, settling now.\"`}),_jsx(_components.span,{style:{color:`#1F2328`,\"--shiki-dark\":`#D4D4D4`},children:`,`})]}),`\n`,_jsxs(_components.span,{className:`line`,children:[_jsx(_components.span,{style:{color:`#116329`,\"--shiki-dark\":`#9CDCFE`},children:` \"action\"`}),_jsx(_components.span,{style:{color:`#1F2328`,\"--shiki-dark\":`#D4D4D4`},children:`: `}),_jsx(_components.span,{style:{color:`#0A3069`,\"--shiki-dark\":`#CE9178`},children:`\"transfer\"`})]}),`\n`,_jsx(_components.span,{className:`line`,children:_jsx(_components.span,{style:{color:`#1F2328`,\"--shiki-dark\":`#D4D4D4`},children:`}`})}),`\n`]})})}),_jsx(CodeBlock,{filename:`400`,numberOfLines:`1`,language:`json`,children:_jsx(_components.pre,{className:`shiki shiki-themes github-light-default dark-plus`,style:{backgroundColor:`#ffffff`,\"--shiki-dark-bg\":`#0B0C0E`,color:`#1f2328`,\"--shiki-dark\":`#D4D4D4`},language:`json`,children:_jsxs(_components.code,{language:`json`,numberOfLines:`1`,children:[_jsxs(_components.span,{className:`line`,children:[_jsx(_components.span,{style:{color:`#1F2328`,\"--shiki-dark\":`#D4D4D4`},children:`{ `}),_jsx(_components.span,{style:{color:`#116329`,\"--shiki-dark\":`#9CDCFE`},children:`\"ok\"`}),_jsx(_components.span,{style:{color:`#1F2328`,\"--shiki-dark\":`#D4D4D4`},children:`: `}),_jsx(_components.span,{style:{color:`#0550AE`,\"--shiki-dark\":`#569CD6`},children:`false`}),_jsx(_components.span,{style:{color:`#1F2328`,\"--shiki-dark\":`#D4D4D4`},children:`, `}),_jsx(_components.span,{style:{color:`#116329`,\"--shiki-dark\":`#9CDCFE`},children:`\"reply\"`}),_jsx(_components.span,{style:{color:`#1F2328`,\"--shiki-dark\":`#D4D4D4`},children:`: `}),_jsx(_components.span,{style:{color:`#0A3069`,\"--shiki-dark\":`#CE9178`},children:`\"Say what you'd like to send.\"`}),_jsx(_components.span,{style:{color:`#1F2328`,\"--shiki-dark\":`#D4D4D4`},children:` }`})]}),`\n`]})})})]}),`\n`,_jsx(Warning,{children:_jsx(_components.p,{children:`This endpoint moves money. In your own product, show the agent’s described action\nto the user and get explicit confirmation before treating it as authorised, and\nkeep the call server-side so your key is never exposed. The endpoint is\nrate-limited, retry with backoff.`})}),`\n`,_jsx(Note,{children:_jsxs(_components.p,{children:[`The exact response fields depend on the action the agent takes (transfer, bill,\nmarket, or an informational answer). Always render `,_jsx(_components.code,{children:`reply`}),` to the user, and\nbranch on the action fields you care about.`]})})]})}function MDXContent(props={}){const{wrapper:MDXLayout}={..._provideComponents(),...props.components};return MDXLayout?_jsx(MDXLayout,{...props,children:_jsx(_createMdxContent,{...props})}):_createMdxContent(props)}return{default:MDXContent};function _missingMdxReference(id,component){throw new Error(`Expected `+(component?`component`:`object`)+\" `\"+id+\"` to be defined: you likely forgot to import, pass, or provide it.\")}","frontmatter":{},"scope":{"config":{},"pageMetadata":{"title":"Agent turn","api":"POST https://pesarc.xyz/api/agent/settle","description":"Send the Pesarc agent a plain-language message; it understands and acts in one turn.","href":"/api-reference/agent-settle"}}}},"mdxExtracts":{"tableOfContents":[{"title":"Request","slug":"request","depth":2,"children":[]},{"title":"Response","slug":"response","depth":2,"children":[]}],"codeExamples":{"request":{"type":"RequestExample","children":[{"filename":"cURL","html":"\u003cpre class=\"shiki shiki-themes github-light-default dark-plus\" style=\"background-color:#ffffff;--shiki-dark-bg:#0B0C0E;color:#1f2328;--shiki-dark:#D4D4D4\" language=\"shellscript\">\u003ccode language=\"shellscript\" numberOfLines=\"4\">\u003cspan class=\"line\">\u003cspan style=\"color:#953800;--shiki-dark:#DCDCAA\">curl\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> https://pesarc.xyz/api/agent/settle\u003c/span>\u003cspan style=\"color:#CF222E;--shiki-dark:#D7BA7D\"> \\\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#0550AE;--shiki-dark:#569CD6\"> -H\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> \"Authorization: Bearer sk_live_xxx\"\u003c/span>\u003cspan style=\"color:#CF222E;--shiki-dark:#D7BA7D\"> \\\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#0550AE;--shiki-dark:#569CD6\"> -H\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> \"Content-Type: application/json\"\u003c/span>\u003cspan style=\"color:#CF222E;--shiki-dark:#D7BA7D\"> \\\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#0550AE;--shiki-dark:#569CD6\"> -d\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> '{ \"message\": \"Pay my Ikeja electricity bill\" }'\u003c/span>\u003c/span>\n\u003c/code>\u003c/pre>"},{"filename":"TypeScript","html":"\u003cpre class=\"shiki shiki-themes github-light-default dark-plus\" style=\"background-color:#ffffff;--shiki-dark-bg:#0B0C0E;color:#1f2328;--shiki-dark:#D4D4D4\" language=\"typescript\">\u003ccode language=\"typescript\" numberOfLines=\"9\">\u003cspan class=\"line\">\u003cspan style=\"color:#CF222E;--shiki-dark:#569CD6\">const\u003c/span>\u003cspan style=\"color:#0550AE;--shiki-dark:#4FC1FF\"> res\u003c/span>\u003cspan style=\"color:#CF222E;--shiki-dark:#D4D4D4\"> =\u003c/span>\u003cspan style=\"color:#CF222E;--shiki-dark:#C586C0\"> await\u003c/span>\u003cspan style=\"color:#8250DF;--shiki-dark:#DCDCAA\"> fetch\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">(\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\">\"https://pesarc.xyz/api/agent/settle\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">, {\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\"> method:\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> \"POST\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">,\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\"> headers:\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\"> {\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\"> Authorization:\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> `Bearer \u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#569CD6\">${\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\">process\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#D4D4D4\">.\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\">env\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#D4D4D4\">.\u003c/span>\u003cspan style=\"color:#0550AE;--shiki-dark:#4FC1FF\">PESARC_SECRET_KEY\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#569CD6\">}\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\">`\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">,\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> \"Content-Type\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\">:\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> \"application/json\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">,\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\"> },\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\"> body:\u003c/span>\u003cspan style=\"color:#0550AE;--shiki-dark:#4FC1FF\"> JSON\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">.\u003c/span>\u003cspan style=\"color:#8250DF;--shiki-dark:#DCDCAA\">stringify\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">({ \u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\">message:\u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\"> \"Send ₦50,000 to Ama in Accra\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\"> }),\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">});\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#CF222E;--shiki-dark:#569CD6\">const\u003c/span>\u003cspan style=\"color:#0550AE;--shiki-dark:#4FC1FF\"> result\u003c/span>\u003cspan style=\"color:#CF222E;--shiki-dark:#D4D4D4\"> =\u003c/span>\u003cspan style=\"color:#CF222E;--shiki-dark:#C586C0\"> await\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#9CDCFE\"> res\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">.\u003c/span>\u003cspan style=\"color:#8250DF;--shiki-dark:#DCDCAA\">json\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">();\u003c/span>\u003c/span>\n\u003c/code>\u003c/pre>"}],"attributes":[]},"response":{"type":"ResponseExample","children":[{"filename":"200","html":"\u003cpre class=\"shiki shiki-themes github-light-default dark-plus\" style=\"background-color:#ffffff;--shiki-dark-bg:#0B0C0E;color:#1f2328;--shiki-dark:#D4D4D4\" language=\"json\">\u003ccode language=\"json\" numberOfLines=\"4\">\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">{\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#116329;--shiki-dark:#9CDCFE\"> \"reply\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">: \u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\">\"Sent ₦50,000 to Ama. She receives ₵470, settling now.\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">,\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#116329;--shiki-dark:#9CDCFE\"> \"action\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">: \u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\">\"transfer\"\u003c/span>\u003c/span>\n\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">}\u003c/span>\u003c/span>\n\u003c/code>\u003c/pre>"},{"filename":"400","html":"\u003cpre class=\"shiki shiki-themes github-light-default dark-plus\" style=\"background-color:#ffffff;--shiki-dark-bg:#0B0C0E;color:#1f2328;--shiki-dark:#D4D4D4\" language=\"json\">\u003ccode language=\"json\" numberOfLines=\"1\">\u003cspan class=\"line\">\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">{ \u003c/span>\u003cspan style=\"color:#116329;--shiki-dark:#9CDCFE\">\"ok\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">: \u003c/span>\u003cspan style=\"color:#0550AE;--shiki-dark:#569CD6\">false\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">, \u003c/span>\u003cspan style=\"color:#116329;--shiki-dark:#9CDCFE\">\"reply\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\">: \u003c/span>\u003cspan style=\"color:#0A3069;--shiki-dark:#CE9178\">\"Say what you'd like to send.\"\u003c/span>\u003cspan style=\"color:#1F2328;--shiki-dark:#D4D4D4\"> }\u003c/span>\u003c/span>\n\u003c/code>\u003c/pre>"}],"attributes":[]}},"endpoint":{"title":"Agent turn","path":"/api/agent/settle","servers":[{"url":"https://pesarc.xyz"}],"method":"post","request":{"security":[],"parameters":{"query":{},"header":{"Authorization":{"schema":[{"type":"string","description":"`Bearer sk_live_…`","required":true}]}},"cookie":{},"path":{}},"body":{"application/json":{"schemaArray":[{"type":"object","properties":{"message":[{"type":"string","description":"The user’s request, 1–500 characters. Pass it verbatim, e.g. `\"Send ₦50,000 to Ama in Accra\"` .","required":true}]}}],"examples":{"example":{"value":{"message":"\u003cstring>"}}}}}},"response":{},"deprecated":false}},"jsLinks":[],"subdomain":"pesarc","siteName":"Pesarc","title":"Agent turn - Pesarc","navMaps":{"firstHrefInVersion":{},"firstHrefInLanguage":{}},"lastModified":"2026-09-29T13:19:22.278Z","originalFileLocation":"api-reference/agent-settle.mdx"},"headHtml":"\u003cscript data-mint-head>(function(){var d=document.documentElement,p=null;if(!p){try{p=localStorage.getItem(\"isDarkMode\")}catch(e){}if(p==='true')p='dark';else if(p==='false')p='light';if(p!=='light'\u0026\u0026p!=='dark'\u0026\u0026p!=='system')p=\"system\"}var r=p==='system'?(matchMedia(\"(prefers-color-scheme: dark)\").matches?'dark':'light'):p;d.classList.remove(r==='dark'?'light':'dark');d.classList.add(r);d.setAttribute(\"data-theme-preference\",p)})();\u003c/script>\u003cmeta data-mint-head name=\"description\" content=\"Send the Pesarc agent a plain-language message; it understands and acts in one turn.\">\u003cmeta data-mint-head name=\"application-name\" content=\"Pesarc\">\u003cmeta data-mint-head name=\"generator\" content=\"Mintlify\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"192x192\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon/android-chrome-192x192.png\" media=\"(prefers-color-scheme: light)\">\u003clink data-mint-head rel=\"apple-touch-icon\" type=\"image/png\" sizes=\"180x180\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon/apple-touch-icon.png\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"16x16\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon/favicon-16x16.png\" media=\"(prefers-color-scheme: light)\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"32x32\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon/favicon-32x32.png\" media=\"(prefers-color-scheme: light)\">\u003clink data-mint-head rel=\"shortcut icon\" type=\"image/x-icon\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon/favicon.ico\" media=\"(prefers-color-scheme: light)\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"192x192\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon-dark/android-chrome-192x192.png\" media=\"(prefers-color-scheme: dark)\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"16x16\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon-dark/favicon-16x16.png\" media=\"(prefers-color-scheme: dark)\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"32x32\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon-dark/favicon-32x32.png\" media=\"(prefers-color-scheme: dark)\">\u003clink data-mint-head rel=\"shortcut icon\" type=\"image/x-icon\" href=\"/mintlify-assets/_mintlify/favicons/pesarc/FNnYTh-RHIYB0xa7/_generated/favicon-dark/favicon.ico\" media=\"(prefers-color-scheme: dark)\">\u003cmeta data-mint-head property=\"og:title\" content=\"Agent turn - Pesarc\">\u003cmeta data-mint-head property=\"og:description\" content=\"Send the Pesarc agent a plain-language message; 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