> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pesarc.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Just ask (the agent)

> Say what you need in plain language — in the app or on WhatsApp — and Pesarc does it.

The Pesarc agent understands plain language and does the work for you. You don't
navigate menus — you just say what you want.

## What you can ask

* "Send ₦50,000 to Ama in Accra."
* "Pay my Ikeja electricity bill."
* "Top up ₦1,000 airtime on this number."
* "How much did I spend last week?"
* "Buy ₦20,000 of MTN Nigeria."

The agent understands the request, shows you exactly what it's about to do, and
acts once you confirm anything that moves money.

## Where it lives

<CardGroup cols={2}>
  <Card title="In the app" icon="comment">
    Open the agent tab and type or talk. It has your context and can act on your
    balance.
  </Card>

  <Card title="On WhatsApp" icon="whatsapp">
    Message Pesarc on WhatsApp and do the same things, in the same words, without
    opening the app.
  </Card>
</CardGroup>

<Note>
  The in-app chat and the WhatsApp bridge share the exact same brain — one turn of
  the agent understands your request and acts: create a market, pay a bill, or
  submit and settle a cross-border transfer peer-to-peer in local currency.
</Note>

## For builders

The same agent is available programmatically so your own product or AI assistant
can move money in plain language. See
[Agents & AI](/integrations/agents) and the
[`/agent/settle` endpoint](/api-reference/agent-settle).